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Dilnoza is a young and goal-oriented 24 year old woman. She is not married and lives with her parents. After finishing high school Dilnoza was not accepted to the university, so she has no college degree. Currently, she works as a cleaning lady in a school. Her mother is also a cleaning lady at the same school. They work together. Dilnoza dreams of getting accepted to college so that she can earn a college diploma. Since her childhood Dilnoza wanted to live in a beautiful house, but her parents are poor and they could never save enough to repair it. Now Dilnoza plans to pay for the repairs herself. For this reason she is requesting a loan of 2000 somoni which she will use to purchase cement, lumber and other building supplies. Dilnoza hopes for your kindness.
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Дилноза молодая и целеустремленная женщина. Ей 24 года. Она не замужем и живет с родителями. Дилноза после окончания средней школы не смогла поступить в университет и таким образом она осталась без высшего образования. Данное время Дилноза работает уборщицей в средней школе. Ее мать тоже является уборщицей в той же школе. Они вместе работает. Дилноза мечтает в будущем поступить в университет и получить высшее образование. Дилноза с детства всегда хотела жить в красивом доме, но ее родители были бедными, они не имели возможности отремонтировать их дом. Теперь Дилноза планирует сама отремонтировать дом. С такой целью она обратилась за займом. Дилноза запрашивает займ на сумму 2000 сомони для покупки цемент, древесины и т.п. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,913,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Dilnoza to buy building materials such as cement and lumber for repairing her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Nov 26, 2013
Currency Exchange Loss:
Nov 17, 2014