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Harmonie De Ouanaminthe Group
In this Group: Sainvil, Jolita, Luciana, Marie Rosenie, Marie Helene, Lucita, Ane, Johny, Cleris, Ydelie, Marietherese, Dieula*, Rolin, Lucie, Ivonise, Eliane, Orelus, Azurene*, Eugenie, Antoinise, Anerose, Angecarmelle, Delima, Lormeus, Edouille*
* not pictured
Sainvil is the coordinator of the Harmonie De Ouanaminthe Group. He is married, has two children and lives in the north-east region of Haiti where electricity is scarce and portable water is very limited. He has a shop selling various products.

Sainvil hopes that this loan will help him grow his business. He will use this loan to buy clothes, cosmetics and other products for resale. Other members of his group need loans to support their businesses in food products, soft drinks, etc. Sainvil says his main challenge is to grow his business. He wants to have a stable business to support his family.
View original language description ↓
Sainvil est le coordinateur de son groupe Harmonie de Ouanaminthe. Il est marie et Il a 2 enfants. Il habite dans la region nord est d`Haïti ou l’électricité est rare et de l'éau portable est très limitée. Il a une boutique de vente de produits divers.

Sainvil espère que cet emprunt l’aidera à grandir son business. Il prendra ce prêt pour acheter des vêtements, de cosmétiques et d'autres produits. Des autres membres de son groupe ont besoin d’un emprunt pour faire le commerce tel que ventes produits alimentaires, boissons gazeuses, nourriture, etc.

Il dit que son défit principal est de devenir une plus grande commerçante dans sa vie. Il veut avoir une entreprise stable pour aider sa famille.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 0
    View loans »
    Haiti Loans Fundraising
  • $1,961,875
    Funds lent in using Kiva
  • 39.9
    Haiti Gourdes (HTG) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Harmonie De Ouanaminthe Group's $4,500 loan helped a member to purchase clothing, cosmetics and other products.
99% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2013
Listed
Nov 25, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014