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Judith Elizabeth
Judith lives in the city of Managua and works as a telephone operator at the capital's university. She is married and has two children who are school-age.

Judith is a hard-working woman and her greatest motivator is providing her children with everything they need.

She is requesting this loan to make school payments for her children so they can complete the school year. She needs to pay off what she owes for the school year for her two children.
View original language description ↓
Judith vive en la cuidad de Managua trabaja como telefonista en una universidad de la capital.
Casada con dos hijos en edad escolar.
Judith es una mujer muy trabajadora y su mayor esfuerzo lo hace para darles a sus hijos todas las condiciones necesarias.
Ella está solicitando este crédito para invertirlo en pagos de estudios de sus hijos ya que al culminar el año escolar, tiene que saldar todo lo pendiente y así garantizar los gastos de la promociones de su dos pequeño.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 147
    View loans »
    Nicaragua Loans Fundraising
  • $24,068,900
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Judith Elizabeth to pay school expenses.
78% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Nov 28, 2013
Currency Exchange Loss: