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Verónica Elizabeth
Verónica is 34 years old and went as far as high school. She finished her secretarial studies, although currently she is not following her career. She has been married for 13 years, and they have three children who attend school and still live with them. Her husband is a construction worker.

She has a beauty salon that she set up in in her home a short time ago, because she doesn't have enough money to set it up in a location in the center of the town where she lives. Her business has been operating for a year. She learned this livelihood because she attended a cosmetology course, where they taught her to do it. Her sister is involved in the business, and she employs her during the time she is not there or goes out to buy merchandise.

The loan she is requesting is to buy hairspray, tints, creams, nail polish, etc. The loan improves the borrowers income and she will be able to address some specific needs that the family has. In addition, she will be able to satisfy the demand she has in the town, as she is very well known for doing her work well.

Her dream for her business is to make it into a large place, to set up branches, and to strive to make them successful. For her family, her dream is for her children to go to university and manage to have a job that will assure them of having a decent life. She will use the earnings that result from this loan to set up the shop in the center of town.
View original language description ↓
Verónica de 34 años de edad, estudio hasta educación media, termino sus estudios de secretaria aunque actualmente no desempeña su carrera, está casada desde hace 13 años tienen en común 3hijos ; los cuales estudian y aún viven con ellos. El esposo, se dedica a la albañilería.

Ella posee una sala de belleza, que hace poco instalo en su casa; porque no tiene el dinero suficiente para instalarla en un local en el centro del municipio donde vive. Tiene 1 año de haberlo puesto. Esta actividad la aprendió, porque asistió a un curso de cosmetología, donde le enseñaron a realizar la actividad, en el negocio se involucra una hermana de ella a la cual, emplea durante el tiempo que ella no está o sale a comprar mercadería.


El préstamo que esta solicitando, es para comprar espray, Tintes, cremas, pinturas para uñas, etc. El préstamo mejora los ingresos de la cliente y podrá sanear algunas necesidades puntuales que tiene sus familia. Además, podrá satisfacer la demanda que tiene dentro del municipio, ya que ella es muy conocida por hacer bien su trabajo.

Su sueño para su negocio es convertirlo en un lugar grande y poner sucursales, luchar por sacarlos adelante. Para su familia su sueño es que sus hijos estudien una carrera universitaria y logren tener un trabajo que le asegure tener una vida digna. Las ganancias de este préstamo las utilizara, para poner el negocio en el centro del municipio.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $23,942,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Verónica Elizabeth to buy hairspray, tints, creams, nail polish, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2013
Listed
Nov 28, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015