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Katherina Jaoska

Update on Katherina Jaoska

Katherine Jaoska, age 20, is married and has a minor daughter in her care. She is from the Chinandega municipality, which is located in the western part of the country. She has a grocery store in her house. She offers products that are consumed at home like basic grains, candy, salt, eggs, medication, detergent, and frozen products, among others. She also buys and sells general merchandise like cosmetics, knickknacks, and various styles of clothing, among others.

Her daily workday starts very early. This way she provides her customers with good service. She has both regular and occasional customers. One of her dreams is to be able to see her business grow even more and to see her little daughter become a professional.

The reason for this loan is to buy basic grains and frozen products. She will also buy general merchandise like various styles of underwear, children’s clothing, knickknacks, shampoo, and cosmetics, among others.

Katherine is very grateful for the support that the Kiva lenders offer to people with scarce financial resources in poor countries like Nicaragua.
View original language description ↓
Katherine Jaoska 20 años de edad casada con una hija menor de edad aun bajo su responsabilidad originaria del municipio de Chinandega ubicado en el occidente del país, es propietaria de una pulperia ubicada en su casa de habitación donde ofrece productos de consumo del hogar como: granos básicos, golosinas, sal, huevos, medicamentos, detergentes, productos congelados, entre otros, al igual que se dedica a la compra venta de mercadería en general como: cosméticos, chineria, variedades estilos de ropa, entre otros, su jornada diaria inicia desde muy temprano y así les brinda un buen servicio a sus clientes los cuales son fijos y algunos eventuales, uno de sus sueños es poder ver crecer aun mas su negocio y ver convertido profesionalmente a su pequeña hija. el objetivo de este crédito es para invertir en capital de trabajo en la compra de granos básicos, productos congelados, al igual que mercadería en general como:variedades estilos de ropa interior, de ropa de niños, chinerias, shampoo, cosméticos entre otros. Katherine agradece mucho el apoyo que los inversionistas kivas les ofrece a personas de bajos recursos económicos y países pobres como es Nicaragua.

Previous Loan Details

19 year old Katherina is married and has a two year old son. She lives within the Chinandega department, which is located in the west zone of the country. She sells merchandise such as clothing, chinoiserie, and cosmetics on foot to steady and new customers. Katherina works 10 hours a day. Sh... More from Katherina Jaoska's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Katherina Jaoska to buy general merchandise like clothes and products for her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Nov 28, 2013
Currency Exchange Loss:
Dec 17, 2014