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Rosa Margarita
Rosa, 33, has second level education. She has been separated from her husband for 5 years. They have 3 daughters, all of whom are still studying and living with her. In addition, Rosa's parents live with her.

She has a snack stand, where in the afternoon she sells "pupusas" (traditional Salvadoran dish – thick, hand-made corn tortillas) and consumable products such as bread, sweets, candies, among other things that her clients request. She has had this position for 7 years and has been working in this business for 23. Before formally working in commerce, she worked informally selling fresh fish in the municipality where she is from. Her work is near her house, 120 meters which she walks. But when she has to bring merchandise, she travels 24 kilometers by bus, 3 times a week. She works 8 hours a day.

The loan she is requesting is to purchase supplies in order to improve her business and for the purchase of consumables which will help her to improve her sales as well as having a small kiosk, where she will tend to clients, since at the moment she doesn't have one. The loan will help her to have more clients and will allow her to meet the demand she has for her products. The needs to be met are the expansion, supply and improvement of the business which is how she supports her family.

Her dreams are to have a strong and sufficient business that can generate enough income to give her daughters a decent life and to help her parents, who are elderly. Her dreams for her children are to see them graduate from university and to reach their goals.
View original language description ↓
Rosa de 33 años de edad, tiene segundo grado de educación, está separada del esposo de ella desde hace 5 años, tuvieron en común 3 hijas, las cuales están estudiando aún y viven con ella, además viven sus padres con ella.

Ella posee como negocio un cafetín, donde vende en las tardes pupusas y tiene productos comestibles como pan, golosinas, dulces, entre otras cosas que demanda la gante, ella tiene 7 años de tener el puesto y de dedicarse al comercio tiene 23 años. Antes de dedicarse al comercio formal, ejercía el comercio informal vendiendo pescado fresco en el municipio de donde es originaria. El trabajo está cerca de la casa de ella recorre 120 metros, los cuales los hace caminando. Pero cuando le toca ir a traer mercadería, viaja 24 kilómetros en bus, 3 veces a la semana, el horario de trabajo es de 8 horas al día.

El préstamo que esta solicitando, es para comprar insumos para mejorar el negocio y productos comestibles que le ayuden a mejorar las ventas, además de la realización de una de un pequeño kiosco, donde atenderá a los clientes ya que actualmente no lo tiene. El préstamo la ayudara a tener más clientes y podrá satisfacer la demanda que tiene por los productos que vende. La necesidad a satisfacer será la de ampliar, surtir y mejorar el negocio, que es con el cual mantiene a su familia.

Sus sueños son lograr tener un negocio fuerte y suficiente que me pueda generar ingresos suficientes para darles a sus hijas una vida digna y a ayudar de mejor manera a sus padres, que ya están avanzados en edad. Para sus hijos su sueño es verlos graduados de algún estudio de universidad y verlos alcanzar sus metas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $4,900
    Average annual income
  • 442
    View loans »
    El Salvador Loans Fundraising
  • $22,741,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Rosa Margarita to purchase supplies in order to improve her business and for the purchase of consumables which will help her to improve her sales, as well as having a small kiosk where she will tend to clients, since at the moment she doesn't have one.
73% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 28, 2013
Currency Exchange Loss: