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Santos Rafael
Santos is 51 years old. His family is made up of his life partner, who does housework. They are parents of four children (two girls and two boys). One of the boys lives in the U.S. and the other is studying education at the institute. The two daughters are studying basic education in the community school.

For 35 years, the productive activity he is engaged in has been agriculture. He said that he learned the job from his father, who he grew up with. He sells 40 percent of his corn and sorghum crops.

His dedication to agriculture is motivated by his parents and his passion for working the earth. Now, he does it with the help of his children and partner. In addition to this work, he receives remittances from his son in the U.S.

The loan will be invested in harvesting and processing corn and sorghum crops for later storage. This investment will be distributed in paying for people, paying for transportation and paying for a shelling machine. The loan will be very useful, as it is at the right time for harvesting crops.

Santos want to pay off the loan and acquire one of higher amount to buy a threshing machine and thus provide the service and get a better income. This will meet other needs and also help his son to continue his studies in the National School of Agriculture.
View original language description ↓
Santos de 51 años de edad. Su familia esta formada por su compañera de vida, quien se dedica a realizar los oficios domésticos, ellos son padres de 4 hijos (dos hembras y dos varones) De los cuales uno de ellos se encuentra en los Estados Unidos y el otros estudiando bachillerato en el instituto y las dos niñas se encuentran estudiando educación básica en la escuela de la comunidad.


la actividad productiva que realizan es la agricultura, desde hace 35 años, manifiesta que aprendió el trabajo de su padre con quien se creció. Él vende el 40% de sus cosechas de maíz y maicillo. Se dedico a la agricultura motivado por sus padres y su pasión por el trabajo en la tierra ahora lo hace con ayuda de sus hijos y su compañera de vida, ademas de esta actividad productiva, recibe remesas de parte de un hijo que tiene en los Estados Unidos.


El crédito sera invertido, en recoger y dar proceso de preparación a las cosechas de maíz y maicillo para posteriormente almacenarlas, dicha inversión sera distribuida en pago de personas, pago de transporte y pago de maquinas desgranadoras. el crédito le sera de mucha utilidad, ya que se encuentra en la época adecuada de recolección de granos.


Santos desea, terminar de pagar el crédito adquirido y tramitar uno de mayor monto para comprar una maquina desgranadora y así prestar el servicio y obtendrá un ingreso económico mas, que vendrá a suplir otras necesidades ya que también ayudara a su hijo a continuar sus estudios en la Escuela Nacional de Agricultura.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 655
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Santos Rafael to pay people, transportation and shelling machines to harvest and prepare corn and sorghum crops for later storage.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2013
Listed
Nov 28, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015