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Henrik
Henrik is a young farmer from Haykadzor village, Shirak region. His family consists of his parents and two brothers. His younger brother is currently in the military service in the army. Henrik's father has gone to Russia as a labor migrant; he works there and sends money to the family to take care of their needs.

With the help of his mother and brother, Henrik is extensively engaged in agricultural business. He is involved in cattle breeding, in aviculture, in breeding sheep, pigs, and piglets, and in cultivation of wheat. With the help of his family members Henrik sells the agricultural produce in the local market, which is the most important source of their income.

As the winter is very close, Henrik needs to make some investments to prepare his agricultural business for the winter. A loan of USD 3000 will be a huge support to this young hard-working farmer and his family, enabling him to purchase barley seeds, buy some fertilizers, purchase forage for the livestock, and to buy fuel for agricultural machinery.

Henrik and his family rely on the goodwill of the lenders and will highly appreciate their support in collecting the needed amount of the loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $13,228,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Henrik to purchase barley seeds, to buy some fertilizers, purchase forage for the livestock, and to buy fuel for agricultural machinery.
59% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 28, 2013
Listed
Nov 26, 2013
Currency Exchange Loss:
N/A