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Celestina's E. Group
In this Group: Beatrice , Celestina , Celestina , Gladys
This group is made up of four enterprising women. One of them is Celestina E., a 36-year-old married woman with three children. For the past seven years, her business has been the sale of cooking oil, soap and noodles. She distributes these items to her retail customers in her community. She requests the loan in order to purchase more cooking oil, soap and noodles from the factory so that she can distribute them to her customers.

Gladys is a 34 year old woman and her business is the sale of drinks. Beatrice is a 50 year old woman and her business is the sale of provisions. Finally, Celestina Z, is 35 years old and her business is the sale of drinks.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 2.3
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Celestina's E. Group's $1,100 loan helped a member to purchase more cooking oil, soap and noodles from the factory to distribute to customers.
94% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 26, 2013
Currency Exchange Loss:
Jun 17, 2014