Mrs. Oeut K., who is 45 years old, sells groceries from her house; her husband, Mr. Lam Ron, is construction worker who typically earns around US $5 per day. Oeut sells a variety of products and has been selling groceries since 2007; she earns around US $4 per day. She lives with her husband and three children in the Kantreang Commune in the Siem Reap Province. One of her children is employed in a hotel and earns US $100 per month; with this, he can help support the family. The two other children live at home.
Oeut needs capital to expand her grocery inventory in order to increase her family's income. Hence, she decided to request a loan of US $1000 to purchase groceries to sell.