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La Vida Plena  (Paute) Group
In this Group: Gabriela De Los Angeles, María Verónica, María Lourdes, Verónica , María Cecilia, Carlos Santiago, Gloria Esperanza, Diego Patricio, Rosa Isabel
The Communal Bank "La Vida Plena" (The Full Life) consists of seven female and two male members who live in the surrounding areas of Paute canton. This canton has lush vegetation, a warm climate, and fertile land where the most beautiful flowers are harvested. The people are known for their friendliness, unity, and camraderie. This close-knit group still keeps alive the flames of tradition that were instilled in them by their parents.

One of the members of this group is Sra. Verónica. She enjoys this type of loan because of the unity and solidarity of her fellow group members. Verónica also likes the seminars that help her with her daily life.

Sra. Verónica is 24 years old, married, and has three children (ages 6, 4, and 1). Her two older children attend a small school in the city. Her husband works in the construction field as a bricklayer.

Doña Verónica spends most of her time at home taking care of her children. In order to help her husband with the household expenses, she raises chickens and guinea pigs. She also grows crops, but only for household consumption.

The money from her loan will be used to buy chickens, guinea pigs, and food for the animals. Her dream is for her children to study so that they can become successful professionals. She would also like to finish her own studies.

The two smaller photos are of three members who could not be present when the group photo was taken.
View original language description ↓
El grupo de crédito La Vida Plena está formado por 7 socias y 2 socios quienes viven por los alrededores del cantón Paute, este cantón goza de una vegetación exuberante, de un clima cálido, sus tierras son fértiles en donde se cosecha las más hermosas flores. Su gente se caracteriza por la amabilidad, solidaridad y compañerismo, es un grupo muy unido y aún mantienen viva las llamas de su tradición que fue inculcada por sus padres.
Una de las socias de este grupo es la señora Verónica, le gusta mucho este tipo de crédito por la unión y solidaridad de las compañeras y porque reciben charlas que les ayudan en su diario vivir.
La señora Verónica tiene 24 años de edad, es casada y en su unión conyugal ha concebido 3 hijos de 6, 4 y 1 año de edad, sus dos primeros hijos están estudiando en una escuelita de la ciudad, su esposo trabaja en la área de la construcción como albañil.
Doña Verónica pasa la mayor parte de su tiempo en casa al cuidado de sus hijos pero para apoyarle a su esposo con los gastos de la casa se dedica a la crianza de pollos, cuyes y la agricultura que es solo para el consumo de su hogar.
El dinero de su crédito es para la comprar pollos, cuyes y alimento para animales. Su sueño es que sus hijos puedan estudiar para que lleguen a ser buenos profesionales y ella terminar sus estudios del colegio.
Las dos fotos pequeñas son de tres socias que no pudieron estar presentes cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Vida Plena (Paute) Group's $4,625 loan helped a member to buy chickens, guinea pigs, and animal feed.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 13, 2013
Listed
Nov 30, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2014