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Linda Claritza
Linda, 39, works hard and is married. She finished elementary school. She has two young children, who are in elementary school. She lives with her two children, a niece, and her husband. For 10 years, Linda has been farming, specifically growing coffee, a trade she learned from her parents when she was a child, and she has a lot of experience. Her parents gave her some of her land, and, after much labor, she and her husband bought the rest. The land is 3 kilometers from her house, and she walks more than 10 minutes to reach it. Sometimes, it takes less time. Then they fertilize and weed the plants themselves. They work hard so that they don't have to spend much money on labor, as they don't have the resources to do so.

Linda hopes to have an excellent harvest because her household finances depend on it. She sells her output to intermediaries who come to the area. She needs a loan to buy agricultural supplies and to pay laborers to help with her coffee plantings so that she can reach her goals of paying for her children's education, building assets for them, and having land on which they can live and work.
View original language description ↓
Linda es una mujer muy trabajadora de 39 años de edad, casada, su grado de educación es primaria completa, madre de 2 hijos menores de edad y ambos estudian la primaria. Ella vive en su hogar con sus 2 hijos, una sobrina y su esposo. Linda desde hace 10 años se dedica a la agricultura específicamente al cultivo de café ya que ella aprendió de sus padres desde que estaba niña ellos se dedican a este rubro por lo que ella y su esposo tienen mucha experiencia en esta actividad. El terreno donde ellos cultivan fue donado por sus padres y otra parte comprada por su esposo con mucho esfuerzo el cual está ubicado a 3 km de su casa de habitación por lo que caminan por más de 10 minutos para llegar hasta él y en ocasiones en vestía que reduce más el tiempo de llegada para luego ellos comenzar su labor de abonar y limpiar sus cultivos. En esta actividad solo ellos 2 se involucran y se esfuerzan para no pagar mucho dinero en mano de obra ya que no cuentan con los recursos económicos para hacerlo. Linda espera obtener una excelente cosecha ya que de esto depende la economía de su hogar, su producción la venden a los intermediarios que llegan a la localidad.
Por lo que necesita financiamiento para la compra de abono, foliares, mano de obra y para poder asistir sus cultivos de café y poder cumplir con sus metas de apoyar a sus hijos en sus estudios, fortaleces el patrimonio para ellos y que el día de mañana tengan una tierra donde vivir y donde trabajar

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Linda Claritza to buy agricultural supplies and to pay laborers to help with her coffee plantings.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 15, 2013
Listed
Nov 27, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014