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Mercedes Epifania
Mercedes is from the San Remigio community where she was born and grew up with her parents. At age fifteen, she decided to get married and start her own family and gave birth to ten children. Her oldest children are already married. They only have three minor children living at home with them, and they study and attend school in the community. For over ten years, her husband has worked for a shrimp company. It’s going very well because he has a fixed salary as well as various benefits. Mercedes has always been engaged in doing housework, however, she joined a shrimp cooperative about two years ago. So, she is happy as she receives her own income and this allows her to contribute to the household expenses. She says that there is no electricity in her community, and for this reason, she decided to make this loan request to purchase a solar system and install it in her home.
View original language description ↓
Mercedes es originaria de la comunidad de san remigio ahí nació y creció con con padres, a la edad de quince años decidió casarse y formar su propia familia la que procreo 10 hijos , sus hijos mayores ya se casaron y tienen su hogar con ellos solo viven tres que son los menores ellos estudian y van a la escuela de la comunidad.Su esposo desde hace mas de diez años trabaja para una empresa camaronera, le va muy bien ya que tiene un salario fijo ademas de tener varios beneficios, ella siempre se ha dedicado a trabajar en los labores de la casa pero hace aproximadamente dos años se incorporo a una cooperativa de explotacion de camarón así que esta contenta pues recibe sus propios ingresos lo que le permite apoyar en los gastos de la casa , comenta que en la comunidad no hay energía eléctrica, es por eso que desea hacer este tramite de crédito para comprar un sistema solar y instalarlo en su vivienda

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Nicaragua

  • $3,636
    Average annual income
  • 152
    View loans »
    Nicaragua Loans Fundraising
  • $23,166,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $675 helped Mercedes Epifania to purchase a solar system for her home.
46% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 25, 2013
Listed
Nov 27, 2013
Currency Exchange Loss:
N/A