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Sol De Los Andes 22 Group
In this Group: Sara, Wilson, Ana Rosa, Lourdes, Felicidad, Gustavo Lidio, Ruth Jhovana, Felisa, Erick Javier
The SOL DE LOS ANDES 22 communal bank is made up of nine members, six women and three men. All of them work in different activities. The president of the bank is Felicidad. She is married, 45 years old and has 3 children. She sells a variety of items according to the seasons. She sells her items as a street vendor, visiting different markets in the city of La Paz. This loan is her first cycle in the institution. Felicidad is going to use this loan to buy merchandise for the end of the year season, such as Christmas decorations. Felicidad is going to use the profits to keep buying a variety of products, since this is when she has good sales and that way she can generate good income. She feels happy and grateful for this opportunity that is being offered by this loan.
View original language description ↓
El banco de emprendimiento SOL DE LOS ANDES 22, está compuesto por nueve integrantes seis mujeres y tres varones, todos ellos se dedican a distintas actividades, la presidenta del banco es la señora Felicidad casada tiene 45 años y 3 hijos, ella se dedica a vender variedad de artículos según la temporada ella vende sus productos de manera ambulante visitando distintas ferias de la ciudad de La Paz, este préstamo es su primera secuencia dentro de la institución, la señora Felicidad va a usar este préstamo para la compra de mercadería para estas épocas de fin de año como adornos navideños, la señora Felicidad va a utilizar los beneficios para seguir comprando variedad de productos ya que esta época es donde tiene buena venta y de esta manera genera buenos ingresos, se siente feliz y agradecida por esta oportunidad que le brindan en la otorgación del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $29,481,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sol De Los Andes 22 Group's $4,350 loan helped a member to buy merchandise for Christmas decorations.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 27, 2013
Currency Exchange Loss:
Jul 17, 2014