Update on Esther AlouchEsther is a Kiva borrower. She describes herself as an ambitious person. She operates a tailoring shop where she makes new clothes and also repairs clothes. She describes her family challenge to be a lack of enough and safe water for domestic use. She will use the 26,500 KES loan to buy a 4000 litre water tank to store clean water for domestic use. She hopes that in the future, she will purchase a larger water tank. This is her second loan with SMEP DTM. Her previous loan of 20,000 KES was repaid successfully.
Previous Loan DetailsEsther is 27 years old, married and has three children ranging from four to eleven years old. She describes herself as a humble, talkative and God-fearing woman. She has been selling clothes and vegetables for the last ten years. Her business is faced with the challenge of the increased price o... More from Esther Alouch's previous loan »
More information about this loan
This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:1) Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.
2) Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.
3) Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.
WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.
Concurrent and Successive Loans
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