Marta, age 32, is a single mother. She lives in her mother’s home with her three children, who are currently studying.
For the past three years she has had a store in their home, where she sells basic necessities such as beans, milk, eggs, bread, oil, drinks, sweets, soap, and detergents, among others. She has had this business for three years; this has given her sales experience, which has allowed her to get better earnings. The store is located in her home, which is in a high-traffic area. It is well known by the neighbors in the area. She has built a good clientele because she keeps the store well-stocked.
She wants to make the store bigger and make an investment in it, but she needs capital. Because of this, she is asking for a loan that will allow her to buy what she needs for her store. She guarantees that she will pay her debt, and at the same time she trusts that this will give her family a better quality of life.
Marta de 32 años de edad es madre soltera vive en casa de su madre con sus tres hijos quienes estudian actualmente, desde hace 3 años posee una tienda en su lugar de habitación, donde vende artículos de primera necesidad como: frijoles, leche, huevos, pan, aceite, refrescos, golosinas, jabón, detergentes, entre otros, tiene 3 años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, es muy reconocida por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.