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Kin is 45 years old and married with five dependent children. All the children are financially supported by her and her husband. The oldest daughter is enrolled in a university and studying accounting. Kin owns a grocery stall and also grows rice. Additionally, she buys rice for resale. Kin and her husband have been in business to support their family for over 20 years. As they are short of money to support their daughter's higher education costs, Kin and her husband have decided to borrow funds from VisionFund Cambodia to support their daughter's four-year studies. Kin really hopes that after her daughter graduates from her university she can find a good job and have a good future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 220
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Kin to pay for her daughter's higher education costs.
100% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 25, 2013
Currency Exchange Loss:
Feb 20, 2015