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Omina is a determined woman. She was born in 1954. Omina is married and has three daughters. She and her family live in poverty in the northern part of Tajikistan. Omina works at a local hospital as a nurse, and her husband works as a security guard. They have a small income, and therefore for many years they have been unable to do upkeep on their house. Omina would very much like to repair the house. Her house does not meet minimum standards. She is asking for a loan of 5000 somoni to buy construction materials such as cement, wood, sand, paint, etc. She is waiting for your kindness and hopes for your mercy.
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Омина целеустремленная женщина. Она родилась в 1954 года. Омина замужем и имеет 3 дочерей. Она вместе с семьей живет бедно на северной части Таджикистана. Омина работает в местной больнице медсестрой, а ее муж работает охранником. У них маленький доход и поэтому в течение многих лет они не в состоянии сделать ремонт. Омина очень хотела бы сделать ремонт. Ее дом не отвечает стандартам жилья. Она запрашивает займ на сумму 5000 сомони для покупки строительных материалов как цемент, древесина, песок, краски и т.п. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Omina buy wood, sand, and paint to repair her house.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Nov 26, 2013
Currency Exchange Loss:
Feb 20, 2015