Check out some available loans that are similar to this one!
Urmat is 26, married, and is raising one son. His mother, who helps them around the house and taking care of their son, lives with them. Urmat is the family’s main breadwinner; he raises livestock and farms. He started doing this five years ago, when he bought a cow for 15,000 som (KGS). Thanks to his hard work, his farm now has 1 dairy cow, 10 sheep, and 1 horse. He also has 1.5 hectares of land on which he grows beans, potatoes, and clover. Their monthly income is 6,000 som (KGS). Urmat is joining the Diana group, which has two other members. With the goal of further developing his business, Urmat has turned to the Bai-Tushum & Partners micro lending bank for a loan in the amount of 40,000 som (KGS) to buy bulls for increasing the size of his herd. He plans on investing the income earned with the loan onto further increasing his livestock herd, and plans on saving up money to build a new house.
View original language description ↓
Урмату 26 лет, женат, вместе с супругой воспитывают 1 сына, с ними проживает мать Урмата, которая помогает им по хозяйству и с воспитанием внука. У Урмата - среднее образование, Урмат по сезонно подрабатывает на стройках. А в качестве основного дохода для своей семьи Урмат занимается животноводством и полеводством, стартовав 5 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Урмата, в его хозяйстве на сегодняшний день имеется: 1 дойная корова, 10 овец, 1 лошадь, а также имеет земельный надел размером 1,50 ГА, на котором выращивает фасоль, картофель и клевер. Ежемесячный доход составляет 6,000 сом (KGS). Урмат входит в группу "Диана", в эту группу входят еще 2 человека. Урмат является третьим членом группы. В целях дальнейшего развития своего хозяйства, Урмат обратился в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку бычков для увеличения поголовья скота. Доходы от кредита Урмат планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Urmat to buy bulls.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 26, 2013
Currency Exchange Loss:
Jun 17, 2015