Heidi operates a salon business. She offers hair styling, hair grooming, manicure and pedicure, and the like. Her regular customers are her neighbors and the local community. She earns a minimum of Php 1,000 in sales every day.
To help her continue operations of her business, she is requesting a Php 25,000 loan. She will be using the loan to buy supplies for her salon like shampoo, hair treatment creams and oils, and other things needed for her business.
Heidi hopes to be successful in her business, and dreams that her children will finish their studies. She meets up with her co-fellowship* members to share stories of her work and life every week. This is also where she finds strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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Success!! The loan was 100% repaid