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Hen
Hen is 53 years old and the mother of six children, three of whom still count on her currently. To overcome her family’s hardship, she does paddy rice farming and sells porridge in the local area of Kampong Cham province’s Tbaung Khmum district. It is a business that she has managed since she was 20 years old and it has returned her about 10 USD per day, and about 6 USD per day after taking off the necessary expenses.

Hen is in her second loan cycle as a client with VisonFund (Kiva’s partner). The past loan, which she has fully paid back, has supported her business and stabilized her living conditions quickly.

Besides her business, she wants to focus on her kids' future, too. Hence, she applied for an education loan to cover the tuition fees for her daughter, who wants to pursue a bachelor degree majoring in Civil Engineering. She hopes that her daughter can reach her dream and get a good job after graduation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 83
    View loans »
    Cambodia Loans Fundraising
  • $35,066,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,700 helped Hen to cover the tuition fee for her daughter.
8% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2013
Listed
Nov 25, 2013
Currency Exchange Loss:
N/A