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Karla Vanessa

Update on Karla Vanessa

Karla, 30, was born in Estelí and is a merchant who runs a small retail store. She is grateful to Kiva and MiCrédito, as she has been able to buy a mannequin and more clothing to meet customer demand. She has applied for a new loan to buy clothing such as pants, blouses, shirts, and bulk used clothing to offer her customers more variety. She expects to increase sales and keep doing well with this loan.
View original language description ↓
Karla, es originaria de la ciudad de Estelí, tiene 30 años de edad. Es de oficio comerciante, se dedica al negocio de pulpería. Esta agradecida con Kiva y MiCrédito ya que logro comprar un maniquí y más ropa para cumplir con los demandas de sus clientes. Solicita un nuevo crédito para comprar ropa como: pantalones, blusas, camisa, pacas de ropa usada, entre otros, con el fin de ofrecerles a su clientela una variedad de ropa más amplia. Estima que este crédito le ayudara aumentar sus ventas y así seguir adelante.

Previous Loan Details

Karla is a humble businesswoman who works selling clothing, costume jewelry, and silver jewelry. Her first loan was very helpful, because she got it when she really needed to stock her business. She was able to buy costume jewelry, silver jewelry, wallets, and clothes, in order to expand her busi... More from Karla Vanessa's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Karla Vanessa to buy clothing such as pants, blouses, shirts, and bulk used clothing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 26, 2013
Currency Exchange Loss:
Dec 17, 2014