15 De Agosto Group
The loan that they will take out will benefit small micro-entrepreneurs of which Hilda is a member. She indicates that this is the first time that she has joined Pro Mujer, having joined by an invitation of a promoter who visited her home. Today she has a farming business; she discloses that she learned this business from her parents as it is a family business. When she married, she decided to start an independent business.
The loan that she is taking out now is for capital increase (buying potato seeds) that she will acquire from vendors of the City of La Paz and then to the cultivation of what she will market in her retail space. This kind of work allows her to generate resources to support her family, as she is married and has two children.
When she was asked what she likes about Pro Mujer, she responded that she likes the savings that are made in the group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que visitó su casa. En la actualidad ella tiene un negocio de agricultura; da a conocer que este negocio aprendió de sus padres ya que este es un negocio familiar, cuando se casó decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de semillas de papa) que adquirirá de las vendedoras de la Ciudad de La Paz y posteriormente al cultivo lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que se realizan en el grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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