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15 De Agosto Group
In this Group: Hilda, Celia, Tomasa, Juana Rosalia , Julia, Milma Yolanda , Bernardino, Ema Albertina , Carmela Adela
The communal association "15 DE AGOSTO" begins its third cycle in Pro Mujer, as a part of the Centro Focal de Achacachi. It is comprised of nine members and is led by a directive board of which Hilda is the President. Among the various businesses which the members carry out are: selling fish, weaving blankets, selling cheese, selling food, and selling fruit.

The loan that they will take out will benefit small micro-entrepreneurs of which Hilda is a member. She indicates that this is the first time that she has joined Pro Mujer, having joined by an invitation of a promoter who visited her home. Today she has a farming business; she discloses that she learned this business from her parents as it is a family business. When she married, she decided to start an independent business.

The loan that she is taking out now is for capital increase (buying potato seeds) that she will acquire from vendors of the City of La Paz and then to the cultivation of what she will market in her retail space. This kind of work allows her to generate resources to support her family, as she is married and has two children.

When she was asked what she likes about Pro Mujer, she responded that she likes the savings that are made in the group.
View original language description ↓
La A.C. “15 DE AGOSTO” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Achacachi, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Hilda es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de pescado, tejido de mantas, venta de queso, venta de comida, venta de fruta.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que visitó su casa. En la actualidad ella tiene un negocio de agricultura; da a conocer que este negocio aprendió de sus padres ya que este es un negocio familiar, cuando se casó decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de semillas de papa) que adquirirá de las vendedoras de la Ciudad de La Paz y posteriormente al cultivo lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que se realizan en el grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 15 De Agosto Group's $2,750 loan helped a member buy potato seeds.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2013
Listed
Dec 17, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014