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Jose Samuel
José is 42 years old. He lives with his two children in his own house. He has a workshop for metal structures, where he creates doors, balconies, and fences, among other items. He has dedicated himself to this business for several years, and he has a lot of experience which helps him to improve his work day by day. Up to now his business has given him very good results, since he has gained a lot of customers. They seek him out because of the quality of his work, his affordable prices, and above all because he performs the work to the customer's satisfaction. José is a very hard-working, honest and above all humble man. He is always looking out for new opportunities which will allow him to get ahead and achieve success. He wants to expand his business, but he needs capital to buy materials. For this reason, he is requesting a loan from INTEGRAL which will allow him to buy iron, other metals, tools, etc. This client has good credit references and is sure he will be able to pay off the debt and at the same time provide economic security to his household.
View original language description ↓
José de 42 años de edad vive con sus dos hijos en casa propia, él posee un taller de estructuras metálicas, elabora puertas, balcones, rejas entre otros, tiene varios años de dedicarse a este negocio y tiene mucha experiencia que le ayuda a mejorar cada día su labor, hasta ahora el negocio le ha dado muy buenos resultados ya se hizo de mucha clientela pues lo buscan por la calidad de su trabajo, por los precios accesibles pero sobre todo porque siempre realiza el trabajo al gusto del cliente; José es un hombre muy trabajador, honesto y sobre todo humilde, siempre está a la expectativa de nuevas oportunidades que le permitan superarse y llegar al éxito; quiere hacer crecer el negocio pero necesita de capital para compra de material por eso le solicita a INTEGRAL un crédito que le permita comprar, hierro, metal, herramienta etc. el cliente tiene buenas referencias crediticias y está seguro que podrá saldar la deuda y a la vez llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 735
    View loans »
    El Salvador Loans Fundraising
  • $28,251,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Jose Samuel to buy iron, other metals, tools, etc.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 26, 2013
Currency Exchange Loss:
Dec 20, 2013