Arco Iris Group
The loan they will obtain will benefit small business owners where Vilma is a member. She explains that it was three years ago that she joined Pro Mujer. She joined at the invitation of an advisor at the institution who went to visit her in her house. She currently has a butcher shop. She explains that she started this business twenty years ago with a small amount of capital and over time it grew.
The loan that she will obtain now is for increasing her capital (buying meat at wholesale price) that she will buy in the markets in the city of La Paz and then sell at her store. This work allows her to earn an income for supporting her family, since she lives with her partner and has two children.
When asked what she likes about Pro Mujer, she responds that she likes the loans, health care, and training that are offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vilma es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una Asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de carnicería; da a conocer que este negocio lo emprendió hace veinte años atrás con un poco capital, mismo que con el pasar del tiempo lo incremento.
El crédito que ahora sacará es para el aumento de capital (compra de carne por mayor) que adquirirá de las ferias de Ciudad de La Paz y posteriormente lo comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito, salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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