Alaxpaqcha Ii Group
The loan they will take out will benefit the micro-businesswomen, including Juana. She says that she has been a member of Pro Mujer for three cycles. She joined at the invitation of a member of the institution. Right now, she has a business selling tucumanas (Boliviana food). She says that she she started this business on her own initiative several years ago when she saw that this product sold well in the market.
The loan she will take out now is to increase her capital by buying potatoes, oil, and vegetables. She will acquire them from stores in the markets of the city of El Alto. After making her product, she will sell them in her sales space. This work allows her to generate resources to support her family, since she is in a common law marriage and has two children.
When asked what she likes about Pro Mujer, she says that she likes the savings that they do in groups.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de tucumanas (comida boliviana); da a conocer que este negocio lo emprendió por iniciativa propia hace varios años, al observar que este producto se vendía con amplia cobertura en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de papa, aceite, verduras) que adquirirá de las tiendas ferias de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que realizan en los grupos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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