Santa Rosa Group
The loan they will take out will benefit the micro-businesswomen, including Emma. She says that this is the second year that she has been in Pro Mujer. She joined at the invitation of a friend, who is a member of the institution. Right now, she has a workshop where she sews jackets. She says that she learned this business as a child while helping in the family business. Later, she decided to open her own work space.
The loan she will take out now is is to increase capital by buying fabric. She will acquire it from wholesalers from the city of La Paz. After making the jackets, she will sell them in her sales space. This work helps her generate resources for her family, since she is single and has two children.
When asked what she likes about Pro Mujer, she says she likes the loans and the health information.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Emma es integrante, ella indica que es el segundo año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura de chamarras; da a conocer que este negocio lo aprendió desde niña, al apoyar a su familia en el negocio familiar, posteriormente decide emprender su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las vendedoras mayoristas de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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