The loan that they will take out will benefit small businesswomen where Estela is a member. She says that she has been a member of Pro Mujer for two years. She joined by invitation from an adviser with the institution who went to visit her at her house. She currently has a business of selling provisions like rice, sugar, and grains, etc. She learned this business several years ago on her own initiative when she saw that these products are sold a lot in the market.
The loan that she will now take out is to increase capital to buy provisions that she will get from the wholesale distributors in the city of El Alto. She will later sell the provisions by order. This way of working allows her to generate resources to support her family. She is married and has one child.
When asked what she likes about Pro Mujer, she replied that she likes the health services and the loans that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Estela es integrante, ella indica que hace doce años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de víveres (arroz, azúcar, cereales, etc.); da a conocer que este negocio lo aprendió hace varios años atrás, por iniciativa propia al observar que estos productos son muy comerciales en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de víveres) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tienen un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los servicio de salud y crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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