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Tilateñas Group
In this Group: Julia, Pacesa Maxima, Angelica Julia, Robertina, Vigilia Virginia, Sonia, Clara Mercedez, Gladys, Juana
The communal bank “Tilateñas” is starting its third cycle in Pro Mujer, through the Villa Adela regional office. The communal bank is made up of nine members, and is directed by a board of directors, of which Pacesa is the secretary. The businesses of the members are varied and include transport services, selling coca, selling lamb, a butcher shop, bricklaying, a sewing workshop and weaving blankets.

This loan will be used in some small businesses of which Pacesa is a member. She says that this is her first time joining Pro Mujer, and that she joined at the invitation of a promoter who came to see her at her house. Pacesa’s business is selling vegetables. She says that she learned this business a number of years ago on her own, when she noticed that vegetables sold well in the market.

Pacesa is requesting this loan to increase the capital of her business by buying vegetables, which she will buy from wholesalers in the city of El Alto. She will then sell them from her sales space. This work allows her to earn income to support her family, as she is married and has two children.

When asked what she likes about Pro Mujer, Pacesa replies that she likes the lending division and its services.
View original language description ↓
La A.C. “TILATEÑAS” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Pacesa es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: servicio de transporte, venta de coca, venta de carne de cordero, tienda de carnicería, servicio de albañilería, taller de costura, tejido de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Pacesa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que este negocio lo aprendió hace varios años atrás, por iniciativa propia al observar que estos productos son muy comerciales en el mercado.

El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tienen dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito y sus servicios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 102
    View loans »
    Bolivia Loans Fundraising
  • $29,542,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Tilateñas Group's $3,500 loan helped a member to buy vegetables at wholesale prices to sell in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2013
Listed
Dec 17, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014