This loan will be used in some small businesses of which Pacesa is a member. She says that this is her first time joining Pro Mujer, and that she joined at the invitation of a promoter who came to see her at her house. Pacesa’s business is selling vegetables. She says that she learned this business a number of years ago on her own, when she noticed that vegetables sold well in the market.
Pacesa is requesting this loan to increase the capital of her business by buying vegetables, which she will buy from wholesalers in the city of El Alto. She will then sell them from her sales space. This work allows her to earn income to support her family, as she is married and has two children.
When asked what she likes about Pro Mujer, Pacesa replies that she likes the lending division and its services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Pacesa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que este negocio lo aprendió hace varios años atrás, por iniciativa propia al observar que estos productos son muy comerciales en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tienen dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito y sus servicios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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