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Martha
Martha A. is married and has 4 children. She has never received any schooling. Martha has been selling maize, groundnuts, beans and other food items in Cape Coast since 2008. Martha uses her income to help her husband pay for their children's education.

Martha will use the loan to increase her stock for sale. With the new profits from her expanded business, Martha plans to help her husband acquire a piece of land for a family house.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,320,675
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD