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Yesenia Lissete
Yesenia is 28 years old and lives in her own home with her husband and two children aged 13 and 1. She works selling garlic on a stall in different parts of her area. The most important thing for her is that her children grow up in good conditions and that they have better opportunities that she had.

She is asking for this loan from FUSAI to invest in the installation and connection of electricity and to pay the labor costs. She hopes to be able to access this financing since she cannot do it any other way. She has shown that she has the capacity to make the loan repayments.
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Yesenia de 28 años de edad habita en casa propia junto a su esposo y sus dos hijos de 13 años y 1 año de edad. Ella se dedica a la venta de ajos de manera ambulante en las diferentes zonas de su localidad. Para ella lo más importante es que sus hijos se desarrollen en buenas condiciones y tengan mejores oportunidades a las que ella ha tenido. Solicita este crédito a FUSAI para invertir en la instalación y conexión de la energía eléctrica y para el pago de mano obra. Espera poder tener acceso al financiamiento ya que no puede hacerlo de otra forma. Expresa tener la capacidad de pago que el crédito implica.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 748
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Yesenia Lissete to install and connect electricity in her home.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Nov 26, 2013
Currency Exchange Loss:
Mar 26, 2015