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Geofrey, 47, is a resident of Rwabarata in the Kiruhura district. He dropped out of school upon the death of his father, which left him with no means to raise fees for his education.

Pushed by the need to support his aging mother and young siblings as the elder son in the home, he settled at their home and started serious banana farming. This business grew and helped him to sustain his father’s family and support the education of his young brothers.

He later obtained a loan of 2,000,000 from Ugafode, which has helped him to prosper and made their family stable.

He is requesting a loan of 5,000,000 UGX to help him rehabilitate their residential house to make it more habitable.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 231
    View loans »
    Uganda Loans Fundraising
  • $31,010,850
    Funds lent in using Kiva
  • 2,530.0
    Uganda Shillings (UGX) = $1 USD
A loan of $2,000 helped Geofrey to renovate his residential house.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 26, 2013
Currency Exchange Loss:
Jan 25, 2014