Maseka, age 27, is a counselor for Akiba Group. She's an experimented and energetic entrepreneur, unmarried, and without children, She sells plastic basins at the public market.
She started her business with her parent's help. Later on, she obtained a loan from Kiva's partner, the MFI Hekima. She's been running this business for four years.
This new loan will be used to buy 48 plastic basins. Thusly, she wishes to expand her business and help her parents build a house. Insecurity in the province is a challenge to the development of her business.
In the end, she strongly thanks Hekima for its contribution to make women who are excluded by traditional banks self-supporting, especially during this critical time of war in the East of the country.
La cliente Maseka est une conseillère de l’association d’affaire « Akiba», jeune entrepreneur expérimentée, dynamique, âgée de 27 ans, célibataire, sans aucun enfant. La cliente est une vendeuse de bassins plastics. Elle installe ses marchandises au marché public. Elle commença ses affaires avec l’assistance de ses parents. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 4 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 48 bassins plastics. Ainsi, elle souhaite étendre son projet de commerce et soutenir ses parents dans les projets de constriction d’une maison. L’insécurité dans la province est un défi pour l’avancement de ses affaires. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout ; pendant ce moment critique de guerre à l’Est du pays.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.