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Marpatkhan is 53 years old, widowed, and raised three children by herself. Her daughters are married and live seperately. Her son is 16 years old, lives with her and helps her with her farming. Marpatkhan has a secondary education. As the main source of income for her family, Marpatkhan practices livestock breeding. She started this business 23 years ago, with an initial purchase of cattle in the amount of 3,000 som (KGS). Thanks to the hard work of Marpatkhan and her son, she currently has 6 milk cows and 30 sheep on her farm. Marpatkhan milks the cows and sells the milk, while her son buys the hay and feeds the livestock. Her monthly income is 5,000 som (KGS). Marpatkhan is in the farming group "Kyzyl-Kiya." This group already has two members in it; Marpatkhan is the third member. For the purpose of further developing her business, Marpatkhan turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan in the amount of 100,000 som (KGS) to buy heifers to increase the size of her herd. Marpatkhan plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to renovate the house she currently lives in.
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Марпатхан 53 года, вдова, одна воспитала 3 детей, дочери замужем и проживают отдельно, сыну 16 лет, проживает с мамой и помогает ей по хозяйству. У Марпатхан - среднее образование, в качестве основного дохода для своей семьи Марпатхан занимается животноводством, стартовав 23 года назад, с покупки скота на 3,000 сом KGS. Благодаря упорному труду Марпатхан и ее сына, в ее хозяйстве на сегодняшний день имеется: 6 дойных коров, 30 овец. Марпатхан доит коров и сдает молоко реализаторам, сын занимается закупом сена и кормов для скота. Ежемесячный доход составляет 5,000 сом (KGS). Марпатхан входит в группу "Кызыл-Кыя", в эту группу входят еще 2 человека. Марпатхан является третьим членом группы. В целях дальнейшего развития своего хозяйства, Марпатхан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку нетелей для увеличения поголовья скота. Доходы от кредита Марпатхан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома, в котором проживает в настоящее время.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,050 helped Marpatkhan to buy heifers.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Nov 25, 2013
Currency Exchange Loss:
Jun 17, 2015