Check out some available loans that are similar to this one!

T. Tov is living in Phnom Penh, near to the railways, with her daughter and grandson. She is earning some money in sewing clothes at home on her own sewing machine. Her profit is around 12,000 Riel ($3) daily with one machine but she has another source of income. She has rooms for rent in a nearby building. She rent it to the factory workers and the beer girls working in the city. There are five rooms, each of them is rented for $15 monthly. This breeds an additional $75 to the family income.

T. Tov requested $700 to invest in both of her businesses. The first $300 will be spent for purchasing a new sewing machine and to have the other one repaired. This new machine will be used by her daughter.

T. Tov will use the remaining $400 to have her house with rooms for rent repaired. She perceives it has an important investment for her future.

She is very excited about receiving her loan. “When CREDIT will give out my loan, our income will rise”, she said. With her future loan she would like to develop her sewing business, buy more machines and hire employees.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Tov buying a sewing machine and repairing her house to rent rooms.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 13, 2006
Jul 29, 2006
Currency Exchange Loss:
Jul 30, 2007