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Since arriving in the United States from Jamaica in 1991, Clova worked in the real estate industry, but in 2009, she was inspired to make a mark for herself and become independent.

Clova initially started CT&T Consulting because she recognized it as a convenient option that she could excel at, but it has since evolved into her passion to help the clients who turn to her for support. She provides various services to her clients including preparing legal documents and preparing taxes from January to March.

CT&T Consulting is currently a one-woman business and Clova would like to use this loan to add members to her team and improve her marketing efforts.

Help this single mother meet her loan goal, hire new employees, and execute more effective and aggressive marketing tactics.


About United States

  • $54,800
    Average annual income
  • 30
    View loans »
    United States Loans Fundraising
  • $12,223,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Clova to hire additional employees.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 20, 2013
Dec 9, 2013
Currency Exchange Loss:
Oct 17, 2014