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Victor Giovanni
Victor lives in the city of Chincha, and goes to work as a store assistant each day with a great deal of enthusiasm. He is the father of the small two-year-old whom he loves and for whom he is succeeding each day with much effort.

Victor is very grateful to the Kiva lenders, as thanks to the help they have offered him he will be able to buy construction materials and be able to do improvements to the roof of his home and paint the walls of his house. This way he will be able to improve his family's quality of life and continue striving to make his greatest dream a reality: "To have my own home."
View original language description ↓
Victor vive en la ciudad de chincha, cada día sale a trabajar con mucho entusiasmo como asistente de almacén, ya que es padre de un pequeño de 2 años al cual quiere mucho y por el cual sale adelante cada día con mucho esfuerzo.

Victor está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales de construcción y podrá realizar mejorar el techo de su vivienda y pintar las paredes de la vivienda donde habita, así podrá mejorar la calidad de su familia y seguir luchando para hacer realidad su gran sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,450 helped Victor Giovanni to buy construction materials.
99% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 25, 2013
Currency Exchange Loss:
Mar 25, 2015