José Jesús is a customer of Kubo Financiero and this is his story:
José has been married for 37 years and has 3 children who are 35, 33, and 30 years old (they are all independent) and he has 9 beautiful grandchildren. He has raised a family he describes as beautiful.
He has been working in public transport for 45 years. He is a taxi driver, and spends a lot of time working this job. He works throughout the zone or wherever he takes the passenger. This loan that he is asking for is to register his license plates and thus have his business in order.
For José Jesús his greatest achievement is that his children reached their professional careers: his daughter is an accountant, one of his sons is a serviceman and the other a sergeant; this makes him very proud. His biggest goal for the future is to have 2 more taxis.
José Jesús es un cliente de Kubo Financiero y esta es su historia:
José tiene 37 años de casado, 3 hijos de 35, de 33 y de 30 años de edad (todos ellos son independientes) y 9 hermosos nietos; formando una familia que él describe como hermosa.
Se dedica al transporte público desde hace 45 años, es taxista y lleva mucho tiempo trabajando este giro, trabaja toda la zona o a donde lo lleve el pasajero. Este préstamo lo pide para emplacar su automóvil y así tener todo su negocio en orden.
Para José Jesús su mayor logro es que sus hijos realizaron sus respectivas carreras: su hija es contadora, uno de sus hijos militar y el otro es sargento; para él esto es un gran orgullo. Su mayor meta a futuro es tener otros 2 taxis.
Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.