Check out some available loans that are similar to this one!
Bertha Adilia

Update on Bertha Adilia

Bertha Adilia is a hardworking mother who cares deeply for her children’s wellbeing and works very hard to pay for their schooling. She works selling clothing, cosmetics and footwear by order, as well as from her home.

Bertha Adilia is requesting this loan to supply her business with products that are most in demand with her customers, such as pants, men’s and women’s shirts, underwear and footwear. Her goal with this investment is to improve her family’s economic conditions. She says that her husband works in construction, but that he does not earn a fixed salary, which is why she is always looking for ways to get ahead. She says that she determined that financing her business was her best option.
View original language description ↓
Bertha Adilia, es una madre trabajadora que se preocupa por el bienestar de sus hijos y se esfuerza para mantener los gastos de escuela de ellos, ella se dedica al comercio de ropa cosméticos y calzados por encargo, también los vende en su casa de habitación. Solicita el crédito para abastecer de productos de mayor demanda por sus clientes en el negocio como: pantalones, camisas de damas y caballeros, ropa interior y calzado. Siendo su objetivo con esta inversión mejorar sus condiciones económicas para ella y su familia, Bertha Adilia cuenta con el apoyo de su pareja quien labora como albañil, pero no devenga un salario fijo, por lo que ella siempre busca la manera de cómo salir adelante y la opción de financiamiento es su mejor salida.

Previous Loan Details

Bertha has been selling clothing, cosmetics, and other items for many years, both in her house and on the street. With the help of her husband, who continues to work in construction, she is trying to make a living for herself and her children. Bertha needs to invest in her business so she can... More from Bertha Adilia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bertha Adilia to buy pants, men’s and women’s shirts, underwear and footwear.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 25, 2013
Currency Exchange Loss:
Jun 17, 2014