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Phon Y., age 52, is the mother of three children and lives in Prey Veng, Cambodia. Since 2002, she has been selling pork at an open air market in the village. On average, she makes around $3.00 profit per day. Her daughter is employed as a garment factory worker while her two other children are construction workers building houses. Mrs. Phon would like a loan from Kiva to create another business in order to double her family's income. She wants to sell a variety of groceries. She told a loan officer that in the morning she sells pork so that in the evening she can run a grocery store. She sees this investment as an opportunity to increase her daily income.

CREDIT MFI is an independent Cambodian faith-based organization. It aims to empower the economically active poor and small entrepreneurs by providing inclusive financial services.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 254
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phon set up a store to sell groceries.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Apr 15, 2010