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Ravshanoy is a hardworking woman. She is 33 years old, married, and the mother of two children who are still young and not going to school yet. Her husband is a carpenter. For more than eight years now, Ravshanoy has been working as a cleaning lady in a public institution. She wanted to work in a higher position, but since she doesn't have a higher education, she couldn't find a suitable job. Ravshanoy's dream is to see her children receive a higher education and have management positions.

She tries to provide all of life's necessities to her children. She is also planning to repair her house, which is in poor condition. To do so, she is requesting a loan to purchase building materials. She is awaiting your kindness.
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Равшаной трудолюбивая женщина. Ей 33 года. Она замужем и на воспитании имеет двоих не совершеннолетних детей. Дети еще не ходят в школу. Муж Равшаной плотник. Равшаной более 8 лет работает в государственном учреждении уборщицей. Она хотела работать в более высокой позиции, но так как она не имеет высшее образование, она не смогла найти подходящею работу. Равшаной мечтает, чтобы ее дети получили высшее образование и работали в управляющих должностях. Она старается обеспечить своих детей со всеми необходимыми средствами. Равшаной планирует отремонтировать свой дом, который имеет плохое состояние. Равшаной запрашивает займ для покупки строительных материалов. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $29,712,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ravshanoy to buy building materials to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 24, 2013
Currency Exchange Loss:
Dec 17, 2014