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Usalama Group
In this Group: Subira, Abibie, Amina, Fatuma, Zakaria
Subira, who is in her early 40s, is a widow with two daughters; one is in school. For three years now, Subira has been running mamalishe food business and cosmetics door-to-door. She sells her cosmetics on credit to known customers and allows them to pay monthly after they get paid their salary; unknown people are asked to pay cash. She starts working from 09am and works to 11pm every working day and is able to make a fair monthly profit.

This will be her first loan request from Tujijenge Tanzania which she will use to start selling soft drinks in her restaurant. Subira dreams to have a good life. She will share this loan with her loan group "Usalama" which totals five members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,606.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Usalama Group's $950 loan helped a member to start selling soft drinks in her restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 22, 2013
Currency Exchange Loss:
Jun 17, 2014