Juddy is a Kiva borrower. She describes herself as a happy person. She operates a farm where she grows crops to sell. She describes her family challenge to be an insufficient source of light in their house. She will use the Kes 55,000 loan to buy a solar energy system (i.e solar panel, solar battery, cables etc.) to enable her to install solar energy in her house. She hopes that in the future, she will expand her farm.