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Grocery Store Group
In this Group: Nasreen, Sabra, Sakina, Ansar, Shamim
Nasreen baji is the wife of M. Sharif and lives a city named Pakpattan, Pakistan. Pakpattan city is famous for its historical and pious places. Nasreen baji has been living in this city for the last 15 years. She is the mother of six children: one son and five daughters. Her son is a daily wage labor. All of her daughters are enrolled in a local school in her neighborhood. Nasreen baji's husband runs a grocery shop, with experience of 10 years. Nasreen baji is a housewife and prefers to do household work. She is applying for a loan to buy more groceries to expand her husband's grocery shop.

She is joined in her loan group by a few more members. Sabra baji wants a loan to buy more chickens to resell. Sakina baji and Shamim baji each want a loan to buy a sewing machine. Ansar baji wants a loan to buy goats to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 313
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 76.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Grocery Store Group's $700 loan helped a member to buy more groceries for the grocery shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2008
Sep 12, 2008
Currency Exchange Loss:
Dec 2, 2009