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Hotel And Cafe Group
In this Group: Khursheed, Ghulam Fatima, Kaniz, Sultana, Ghafooran, Rubina
Khursheed baji is a wife of G. F. and lives in a city named Pakpattan, Pakistan. Pakpattan city is famous for its historical and pious places. She has been living in this city for the last 8 years. She is the mother of one son named Imran. Imran is 20 years old and runs his hotel, where he sells different types of Punjabi foods (Samosas, Pakoras). He started this business when he was just 15. Her husband is a daily wage labor. Khursheed baji is a housewife and prefers to do household work. She successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy material (cooking oil, utensils) to expand her son's food business.

She is joined in her loan group by a few more members. G. Fatima baji wants a loan to buy goats to resell. Kanizan baji wants a loan to buy a donkey cart. Sultana baji wants a loan to buy an auto-rickshaw (a local three-wheeled vehicle). Ghafooran baji and Rubina baji each want a loan to buy a buffalo for their milk businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $14,689,800
    Funds lent in using Kiva
  • 76.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hotel And Cafe Group's $950 loan helped a member to buy goods for making and selling food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Dec 2, 2009