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Jumagul
Jumagul is 30 years old, married and raising three children together with her husband. The children go to school and her husband helps actively with the household. Jumagul and her husband have a respectful relationship.

Jumagul has secondary education. As a main source of income for her family, Jumagul works with livestock breeding and field crop cultivation. She has sufficient experience as a livestock breeder, and also in agriculture. Jumagul is very hardworking and purposeful. She started her business 10 years ago, with the purchase of livestock for 8,000 som (KGS). Thanks to Jumagul's persistent work, her farm currently has a dairy cow and also 2.40 hectares of land, on which she every year grows beans for selling. This gives her a good income. The monthly income is 13,000 som (KGS).

With an aim to further develop her business, Jumagul turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 60,000 som (KGS) for the purchase of cows to increase the number of livestock. Jumagul plans to invest the income from the loan in further increasing the number of livestock. She also plans to save money for purchasing household appliances for her home.
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Жумагул 30 лет, замужем, вместе с супругом воспитывают 3 детей. Дети школьники, супруг активно помогает по хозяйству. У Жумагул и супруга очень уважительные отношения в семье. У Жумагул - среднее образование, в качестве основного дохода для своей семьи Жумагул занимается животноводством и полеводством, имеет достаточный опыт как в разведении скота, так и в полеводстве. Жумагул очень трудолюбивая и целеустремленная. Стартовала свой бизнес 10 лет назад, с покупки скота на 8,000 сом KGS. Благодаря упорному труду Жумагул, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, а также имеет 2,40 ГА земельной доли, на которой ежегодно выращивает фасоль для реализации, что дает неплохие доходы. Ежемесячный доход составляет 13,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жумагул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Жумагул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку бытовой техники для дома.



Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Tags

About Kyrgyzstan

  • $2,100
    Average annual income
  • 129
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,267,075
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Jumagul to purchase cows.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 16, 2013
Listed
Nov 23, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014