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Chynara
Chynara is 26 years old, married and the loving and good mother of two children. The children are small: Her son is 3 years old and the daughter was born this year (2013); she is not even one year old. Chynara has secondary education. Soon after finishing school she got married, at a very young age.

As a main source of income for her family, Chynara and her family work with livestock breeding and field crop cultivation, just like the other people who live in the same village as them. Chynara started three years ago with the purchase of livestock for 5,000 som (KGS).

Thanks to Chynara's persistent work, her farm currently has one horse, 20 sheep and also a plot of land of 0.57 hectares, on which she every year grows safflower and clover. An additional income is also her husband's small salary, which he gets form working as a shepherd, tending the horses of the inhabitants of their village for a certain price. Their total monthly income is 15,000 som (KGS).

With an aim to further develop their business, Chynara turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 80,000 som (KGS) for the purchase of sheep for increasing the number of livestock. Chynara plans to invest the income from the loan in further increasing the number of livestock. She also plans to save money for the future education of her children.

On the photo, Chynara is with the horses which her husband tends to. The horses are owned by inhabitants of their village.
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Чынаре 26 лет, замужем, счастливая и добрая мама 2 детей, дети маленькие: сыну 3 года, а дочь родила в этом году в 2013, ей нет еще и годика. У Чынары - среднее образование, сразу же после окончания школы она вышла замуж, совсем в юном возрасте. В качестве основного дохода для своей семьи Чынара и ее семья занимаются животноводством и полеводством, как и другие местные жители, проживающие в одном селе с ними. Стартовала Чынара 3 года назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Чынары, в ее хозяйстве на сегодняшний день имеется: 1 лошадь, 20 овец, а также имеется земельный надел мерою 0,57 ГА на котором она ежегодно выращивает софлор и клевер. Также дополнительным доходом является небольшая зарплата супруга, который работает чабаном и пасет лошадей- жителей своего же села за определенную цену. Ежемесячный совокупный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Чынара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку овец для увеличения поголовья скота. Доходы от кредита Чынара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей. (на фото Чынара с лошадьми, который пасет ее муж. лошади являются собственностью жителей села)

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 93
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,650 helped Chynara to purchase sheep.
96% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 14, 2013
Listed
Nov 23, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014