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Auto-Rickshaw (Motorbike Taxi) Group
In this Group: Swallehah, Zulaikhan, Zubaida, Azra, Naziran
Swallehah baji is the wife of N. A. and lives in a small city named Pakpattan, Pakistan. Pakpattan city is famous for its historical places. She owes a two-room mud house and has been living in it for the last 20 years. She is the mother of two sons and both are drivers by profession. Her husband is a security guard and also drives a an auto-rickshaw, a local three-wheeled vehicle, when he gets free from the job. Swallehah baji is a housewife and prefers to do household work and take care of her family. She successfully completed her two loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to repair an auto-rickshaw.

She is joined in her loan group by a few more members. Zulaikhan baji wants a loan to buy milk and curd for her milk shop. Zubaida baji wants a loan to buy leather for shoemaking. Azra baji wants a loan to buy fertilizer to resell. Naziran baji wants a loan to buy sugarcane to sell sugarcane syrup.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 336
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 76.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Auto-Rickshaw (Motorbike Taxi) Group's $1,100 loan helped a member to repair an auto-rickshaw (a local three-wheeled motor vehicle).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2008
Sep 12, 2008
Currency Exchange Loss:
Dec 2, 2009