Inmaculada Concepcion De Pacca Group
Update on Inmaculada Concepcion De Pacca GroupThese are the members of “Inmaculada Concepción de Pacca”, a Communal Bank located in Anta, a district in Anta province of the Cusco department.
Luisa is 54 years old, she is a widow and she has 3 children. She alternated her daily chores with breeding small animals such as “cuyes” (“cuy” is Quechua for Guinea pig) and chicken, among others. She breeds these animals to then sell them to customers who request them; she has been engaged in this activity for quite some time now, and things are going well thanks to the efforts she daily works with. At times she also engages in selling vegetables. She is a responsible and persevering woman, as it is through these activities that she provides for her family.
She is requesting a loan to buy cuyes and animal feed for her animals.
The other members engage in cattle raising, clothes selling, breeding small animals such as cuyes, vegetable selling, corn selling, animal breeding, selling dried grains, running a general store.
She is grateful to those that will help her making her dream come true through this mean, and she commits to complying with the repayment of her dues according to schedule.
Los socios pertenecen al banco comunal “INMACULADA CONCEPCION DE PACCA”; Este banco se ubicado en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.
La socia Luisa tiene 54 años de edad, es viuda y tiene 03 hijos, la socia alterna sus actividades diarias con el negocio de crianza de animales menores como cuyes, gallinas entre otros, la socia cría a estos animalitos para luego venderlos a sus clientes que le solicitan, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez se dedica a la venta de verduras, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de cuyes y alimento para sus animales.
Los otros socios se dedican al negocio de ganadería, venta de ropa, crianza de animales menores como cuyes, venta de verduras, venta de maíz, crianza de animales, venta de granos secos, tienda de abarrotes.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to Inmaculada Concepción de Pacca Communal Bank; located in the district of Anta in the province of Anta and department of Cusco. This member is María Grimanesa. She is 37 years old and married, and has two children. She alternates her daily activities in her grocery store.... More from Inmaculada Concepcion De Pacca Group's previous loan »
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Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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