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Eugenio Alejandro
Eugenio is a hard-working man who works every day in order to provide for the expenses of the household and to be able to send his children to school. He is is single and is looking for ways to support his family. He is working as a lathe operator in a lathe workshop and on the weekends he works in welding when there is work to be done in private homes.

Eugenio is asking for this loan in order to install a bathroom with sewage pipes. For this he needs to buy materials like PVC pipes, glue, cement, sand, a toilet, a shower, and accessories. With this investment, his family will live in better conditions and enjoy a cleaner environment, as currently they are using a latrine.
View original language description ↓
Eugenio es un señor esforzado que trabaja a diario para mantener los gastos de su hogar y el de sus hijos para que vayan a la escuela, es soltero y solo busca la manera de apoyar a su familia, su actividad de trabajo es la de tornero, labor que desempeña en un taller de tornos y los fines de semana se ocupa en soldadura, cuando hay trabajos en casas particulares. Eugenio solicita este crédito para instalar servicios higiénicos con sus tuberías y aguas negras, para esto el necesita comprar los materiales como tubos pvc, pega, cemento, arena, inodoro, ducha y sus accesorios, con esta inversión esta familia podrá vivir en mejores condiciones físicas y gozar de un ambiente más limpio, ya que en la actualidad lo que utilizan es una letrina.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 89
    View loans »
    Nicaragua Loans Fundraising
  • $24,396,400
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Eugenio Alejandro to buy PVC pipes, glue, cement, sand, a toilet, a shower, and accessories.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 25, 2013
Currency Exchange Loss:
Jan 17, 2015